Frequently Asked Questions
How Long Does the
Leasing Process Take?
Leasing with pointclicklease.com is very fast. Requests for up to $75,000
can be approved in a couple of hours from a one page credit application.
Documents are overnighted or e-mailed to you after we approve your credit,
and a purchase order is immediately faxed to your vendor after signed documents
have been received by us.
What Kinds of Equipment
Can be Leased?
Most types. pointclicklease.com will finance
most anything. This can include furniture, software, and other soft costs
associated with equipment purchases. See list below.
Does the Equipment
Have to be New?
No. We will finance many types of used equipment
What is the Buy
You have a variety of options available to
you. These include FMV. $1 Buy Out, and Fixed Purchase Options.
What is the Rate?
Rates are determined based on credit history,
equipment cost, and term structure. For an immediate quote complete our
Instant Quote request form.
Are Lease Payments
a Tax Write Off?
Typically, the IRS will allow you to write
off 100% of your lease payment on a true or FMV lease. Consult your accountant
for specific application to your business.
Are Lease Rates
No. Lease rates and terms are fixed.
How Long Do I Have
to be in Business?
Most programs require a minimum of 2 years
in business. However, if your transaction is below $30,000 or you have an
exceptionally strong financial statement, exceptions can be made.
How is a Lease
Different From a Loan?
A lease is an agreement to make payments for
a specific amount of time for the right to use the equipment owned by the
What is Required
to Qualify for a Lease?
A simple, one page application is usually all
that is needed. Financial information will be required for leases over $75,000.00.
How Much of an
Initial Investment is Required?
Usually, one or two monthly payments are required
upon signing our agreement. Other arrangements can be made for qualified
What is the Minimum
Equipment Value That can be Leased?
The minimum is $1,000.
Can Service Fees
Yes. Installation and service fees can be included
in the lease as well as the maintenance contract.
What About Adding
Yes. Software and other soft costs can be added
to the lease. Software-only leases are available at special rates.
Are All Leases
No. There are three lease purchase options
available to choose from: $1.00, Fixed Purchase Option, and Fair Market
pointclicklease.com will finance all types
of business equipment including, but not limited to, the following items:
Communications & Audio/Video Equipment
pointclicklease.com is a trademark of:
Advantage Leasing and Funding Corporation
816 Brashear Ave., Suite 356
Morgan City, LA 70380
1-800-259-8781, Fax: (985) 385-2960